How to Get a Replacement Car Key
Losing your car keys can be a stressful experience. It can also be costly depending on the type you own.
The easiest way to get a replacement is to call an auto locksmith. This is typically less expensive and faster than calling an auto dealership or roadside assistance.
Cost
Not long ago, losing your car keys was no big issue. You could visit your local hardware store and get a replacement key made. Fortunately, today the process is more complex and expensive. The reason is that cars have become more technologically advanced, so keys are also. And while this may make them more secure from theft but it also means they are more expensive to replace.
The cost to replace keys for a car that have been lost will differ based on the year, model and model of your car. Many newer vehicles have key fobs with a transponder to stop theft. These chips need to be paired with your car, which typically requires a locksmith or dealership. The cost varies based on the type of car you own however, it could be as high as $200.
Additionally, some modern vehicles utilize laser-cut keys that have to be programmed by an exact machine, which is only available at dealerships or auto locksmiths that specialize in this. The cost of a key for this type of lock can be up to $100.
The location of your house will also impact the cost. It is likely that you will have to pay more for service if you live in a remote area because the tow truck and locksmith must travel far to get to you. Additionally, a locksmith may be charged extra for holiday, after hours, and weekend work.
You can cut down on the expense of replacing a lost car key by keeping a spare at home or in your wallet. Keep your vehicle's registration or title documents with you, since they will be required to prove that you're the owner of the vehicle in the event that you need to call the dealership to request an exchange key. In addition, you could also use your roadside assistance service to assist with the process. They might be able to offer you a temporary replacement, depending on their conditions and terms.
Time
Losing your car keys could be a hassle, but you shouldn't panic. Take a moment to search for your keys in obvious locations, like your purse or pocket. Then, go back through your day and try to recall where you might have put them them. This will help you remember if lost them, or if they are still in your vehicle. If you can't find your car keys, it could be time to get an alternative.
Most modern cars come with a remote key fob that utilizes a number of codes to unlock and start the vehicle. This type of key has to be changed to ensure it is compatible with your vehicle. This is typically the job of an expert. You should contact an auto locksmith to determine whether they can take care of this. You will also require proof of ownership.
Old-fashioned car keys made of metal are much easier to replace than remote fobs for keys. They are completely mechanical and easy to duplicate. A locksmith in your neighborhood can replace your lost key on right on the spot. They can also duplicate the ignition cylinder for your vehicle as an additional expense. If you want to make copies of your old car keys, go to a hardware store that specializes in cars and get them made quickly and inexpensively.
If your car keys are beginning to look worn out, you should consider replacing them. The teeth on the key and the lock cylinder could become worn down due to frequent use which makes it difficult for them to align properly with each other. If the key begins to get stuck in the lock, it's a sign that it is time for a replacement.
If you have a newer vehicle and it's a high-end model, the key may require programming by the dealership. This is a difficult task that is costly and take a long period of time to complete. Depending on your car's make it is possible to have the process covered by your car warranty or car insurance.
Accessibility
Even if you're an excellent driver there is a chance to lose your car keys. This can be a real issue, especially if it happens at a time that isn't convenient such as when you're at the supermarket or a gas station and you want to return home. There are a variety of options to replace your lost key. You can contact your insurance provider, find a local locksmith, or call roadside assistance.
You'll first need to determine the type of key you have. It's crucial to know that different cars use different keys. Some are old-school and only lock through the key cylinder, while others include chips that communicate with the car to unlock the doors and then start it up. Some of these keys can be changed by an auto locksmith, while you may have to visit a dealership to get one from the manufacturer if yours is smart key.
You should first read the instruction manual or contact the dealer for instructions on how to program the key to your vehicle. You'll need to provide proof that you own the vehicle, and then wait a few extra days for your dealer to make an order for the replacement. This method will also require that you bring your vehicle to a locksmith, or another service provider, to have it programmed. It is not the best choice for those with limited mobility or strict schedules.
If you have a spare key, the process will be much simpler. It is possible to purchase a replacement key online at a reasonable cost dependent on the type of vehicle. If your keys come with a transponder as well as a key fob, you will require a certified expert to replace and program them. Based on auto car key replacement and model of your car it could mean arranging for an auto towing service or paying a locksmith to take care of it.
Another method of getting an updated car key is by using a bluetooth tracker. These small devices attach on your keyring, emitting a signature which can be retrieved using an iPhone with an application installed. The app will reveal the location of your key so you can easily find it.
Insurance
Typically insurance for cars doesn't cover keys that are lost. However, there are some exceptions. A lot of the top car insurance companies dedicated to client happiness provide additional coverage for things like lost keys. It is usually an extra cost, but it may be less expensive than paying out of pocket for the cost of replacing keys.
The policy you choose to use and the deductible will determine if your insurance policy covers lost keys. Metal keys are generally easily replaced, but when you have an smart key or electronic fob is more difficult. These keys are laser-cut and incorporate chips that send a signal to your vehicle. They are therefore more difficult to replace than mechanical keys. These keys are also more expensive because you'll need to pay a locksmith and the key itself.
If you're trying to save money on a replacement key that's lost, consider using an auto club or roadside assistance. These services may offer locksmiths discounted rates and even pay the cost of the purchase of a new key. Some of these companies offer emergency lockout assistance, which is useful for those who are in a hurry and need to leave the house.
Another option is to contact your dealer for assistance to see if they can help you. Locksmiths are usually on staff at all dealerships and they may be able to make keys at a reasonable price. If the dealer has to make a key for your particular model it could take several days. No matter which method you choose, be sure to save all receipts and other documentation to file a claim with the insurance company of your car should you need to.
Although it's not a pleasant experience losing your car keys can occur to anyone. There are ways to help you avoid the costly consequences. The most efficient and cost-effective method to replace keys to your car is by calling a locksmith in your area. However, you must weigh the financial benefits against the time and deductible payments that are required prior to making an insurance claim.